Privacy Policy

How Auction Bridging Loans collects, uses, and protects your personal data.

Last updated: 11 April 2026

1. Data Controller

Auction Bridging Loans is the data controller for any personal data collected through this website. We are committed to protecting your privacy and handling your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

If you have any questions about this privacy policy or how we handle your personal data, please contact us at info@auctionbridgingloans.co.uk.

2. What Personal Data We Collect

We may collect the following categories of personal data:

Information you provide directly

  • Contact details: name, email address, telephone number
  • Loan enquiry details: property address, property type, loan amount required, loan purpose, timeline, and exit strategy
  • Financial information: details of existing mortgages, income, and financial commitments (only when required for a formal loan application)
  • Communication records: emails, messages, and notes from telephone conversations

Information collected automatically

  • Technical data: IP address, browser type and version, operating system, device type
  • Usage data: pages visited, time spent on pages, referring website, navigation paths
  • Cookie data: as described in the Cookies section below

3. Why We Collect Your Data (Legal Basis)

We process your personal data on the following legal bases under UK GDPR:

  • Contractual necessity (Article 6(1)(b)): To process your bridging loan enquiry, provide quotes, and arrange finance on your behalf
  • Legitimate interest (Article 6(1)(f)): To improve our website, understand how our services are used, and communicate relevant information about auction bridging loans
  • Consent (Article 6(1)(a)): For marketing communications, where you have opted in to receive these
  • Legal obligation (Article 6(1)(c)): To comply with financial services regulations, anti-money laundering requirements, and other legal obligations

4. How We Use Your Data

We use your personal data to:

  • Process your bridging loan enquiry and provide a personalised quote
  • Share relevant details with our panel of bridging loan lenders to arrange finance on your behalf
  • Communicate with you about your enquiry, application, or loan
  • Improve our website, services, and user experience
  • Comply with legal and regulatory obligations, including anti-money laundering checks
  • Send marketing communications (only with your consent)

5. Who We Share Your Data With

We may share your personal data with the following categories of third parties:

  • Bridging loan lenders: Our panel of specialist lenders, in order to obtain quotes and arrange finance on your behalf
  • Solicitors and valuers: Instructed to carry out legal work and property valuations as part of the loan process
  • Service providers: Website hosting, email services, and analytics providers who process data on our behalf
  • Regulatory bodies: Where required by law or regulation

We will never sell your personal data to third parties for marketing purposes.

6. Data Retention

We retain your personal data for the following periods:

  • Enquiry data: 3 years from the date of your last enquiry, unless a loan is arranged
  • Loan application data: 6 years from the date of loan completion or application closure, in line with financial services regulatory requirements
  • Marketing consent records: Until you withdraw consent or for 3 years from last engagement, whichever is sooner
  • Website analytics data: 26 months from the date of collection

7. Your Rights

Under UK GDPR, you have the following rights regarding your personal data:

  • Right of access: Request a copy of the personal data we hold about you
  • Right to rectification: Request correction of inaccurate or incomplete data
  • Right to erasure: Request deletion of your personal data (subject to legal and regulatory obligations)
  • Right to restrict processing: Request that we limit how we use your data
  • Right to data portability: Request your data in a structured, machine-readable format
  • Right to object: Object to processing based on legitimate interest or direct marketing
  • Right to withdraw consent: Where processing is based on consent, you can withdraw at any time

To exercise any of these rights, please contact us at info@auctionbridgingloans.co.uk. We will respond within one month.

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

8. Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include:

  • SSL/TLS encryption on all pages of our website
  • Secure storage of personal data with access controls
  • Regular security assessments and updates
  • Staff training on data protection and information security

9. Cookies

Our website uses cookies to improve your browsing experience and help us understand how visitors use our site.

Essential cookies

These cookies are necessary for the website to function and cannot be switched off. They are usually set in response to actions you take, such as setting privacy preferences or completing forms.

Analytics cookies

We use analytics cookies (such as Google Analytics) to understand how visitors interact with our website. These cookies collect information in an aggregated form, including the number of visitors, the pages they visit, and the source that referred them to our site. This data helps us improve our website and services.

Managing cookies

You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. Please note that disabling cookies may affect the functionality of our website.

10. International Transfers

We primarily process and store personal data within the United Kingdom. Where data is transferred outside the UK (for example, through the use of cloud-based service providers), we ensure appropriate safeguards are in place, such as standard contractual clauses approved by the ICO.

11. Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. Any significant changes will be communicated through our website. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about this privacy policy, or wish to exercise your data protection rights, please contact us: